Services
JPT Consulting delivers specialized risk management, compliance, and operational consulting solutions tailored for the financial services industry. We partner with banks, credit unions, and fintechs to strengthen governance, mitigate risk, and ensure alignment with evolving regulatory expectations.
Our expertise spans four core service areas:
- Third Party Risk Management (TPRM) Program Assessments — We design, assess, and enhance third-party oversight programs to align with regulatory guidance and strengthen lifecycle governance across planning, due diligence, contracting, and monitoring.
- Fraud Program Assessments — We evaluate and optimize fraud prevention, detection, and response frameworks across all channels and product lines, ensuring alignment with industry standards and enterprise risk appetite while balancing operational effectiveness and customer experience.
- Exam Readiness and Regulatory Support — We prepare institutions to confidently navigate regulatory examinations through readiness assessments, mock exams, leadership coaching, and remediation planning that embed lasting compliance resilience.
- Expert Witness Services – Fraud Risk in Financial Services — We provide litigation and testimony support in fraud-related matters, offering objective, regulator-informed perspectives grounded in decades of operational and investigative experience.
Across every engagement, JPT Consulting delivers practical, sustainable solutions that reinforce trust, transparency, and accountability. As a veteran-owned firm, we bring a disciplined and collaborative approach to every project—helping financial institutions build programs that are not only compliant, but resilient and future-ready.
Third Party Risk Management (TPRM) Program Assessments
Expert TPRM consulting for banks, credit unions, and fintechs—designing and enhancing vendor-risk programs to strengthen oversight and compliance. Our TPRM services help financial institutions evaluate the effectiveness of their vendor governance, due diligence, and ongoing monitoring practices. We assess alignment with regulatory guidance such as the 2023 Interagency Guidance on Third-Party Relationships and FFIEC Outsourcing Handbooks, identifying control gaps and maturity opportunities. Whether you need a comprehensive program review or assistance designing scalable tools and workflows, our experts deliver practical, right-sized solutions. We emphasize lifecycle coverage—planning, risk assessment, contracting, performance monitoring, and exit strategies—to ensure your third-party oversight program is both compliant and resilient to operational and reputational risks.
Fraud Program Assessments
Comprehensive fraud risk management consulting helping banks, credit unions, and fintechs assess, build, and optimize programs to prevent evolving threats. We provide a holistic evaluation of your institution’s fraud prevention, detection, and response framework across products, channels, and customer segments. Our assessments benchmark current practices against regulatory expectations and leading industry standards, including FFIEC guidance, Basel operational risk principles, and NCUA supervisory priorities. We identify control gaps, assess governance structures, and recommend enhancements that balance fraud prevention with customer experience. Leveraging decades of experience in first- and second-line fraud management, we help institutions strengthen analytics, streamline investigations, and reduce losses—all while embedding fraud strategy into your enterprise risk management framework.
Exam Readiness and Regulatory Support
Expert regulatory readiness, exam preparation, and remediation consulting helping banks, credit unions, and fintechs strengthen compliance and resilience. We partner with institutions to build and maintain a continuous state of exam readiness, ensuring leadership can confidently navigate regulatory scrutiny. Our services include pre-exam readiness assessments, mock examinations, executive and board coaching, and post-exam response and remediation support. We help organizations identify documentation gaps, strengthen governance and control frameworks, and prepare clear, credible communications for regulators. From managing MRAs and enforcement actions to building sustainable compliance programs, we deliver practical guidance aligned with OCC, FDIC, FRB, CFPB, and NCUA expectations—helping your institution demonstrate transparency, accountability, and a culture of compliance.
Expert Witness Services – Fraud Risk in Financial Services
Expert witness services for financial-fraud cases—providing litigation support, expert testimony, and analysis of bank fraud risk practices. Our expert witness services support litigation and dispute resolution involving fraud in financial institutions. With over 30 years of experience in bank fraud operations, compliance oversight, and investigations, we bring credibility and precision to legal proceedings. We evaluate fraud risk frameworks, control effectiveness, and institutional response in the context of regulatory expectations and industry norms. Services include discovery review, expert reports, rebuttals, and courtroom testimony. We are frequently engaged to opine on fraud program adequacy, loss management, and customer handling practices—offering objective, regulator-informed perspectives that bring clarity and confidence to complex cases.